Challenger

Established in 1985, Challenger Limited (Challenger) is an investment management firm that was listed on the Australian Securities Exchange in 1987. The foremost issuer of annuities in Australia, Challenger is the only financial services company dedicated to providing guaranteed, certain-return income stream products.

In 2012 Challenger was named winner of the AFA/Plan for Life 'Annuity Provider of the Year' for the fourth year in a row.

Challenger specialises in annuities, which are simple, secure financial products that guarantee a series of payments in return for an upfront investment. The capital can be returned at the end of the agreed term or gradually during the term of the annuity.

The rate of return is fixed at the outset, regardless of share market movements or interest rate fluctuations. Annuities provide the comfort of knowing you will receive a pre-agreed, guaranteed income stream for a specific period of time.

Annuities can only be issued by life insurance companies which are strictly regulated by the Australian Prudential Regulation Authority (APRA). Challenger’s APRA-regulated Life Company, Challenger Life, manages over $8 billion in assets to secure income for approximately 60,000 clients.

Challenger is offering a bonus rate of 0.2% p.a.* on its standard annuity rates to National Seniors members. To find out more, ask your financial adviser to contact Challenger on 1800 621 009.

To learn more about Challenger's services, visit their website.

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*A bonus rate of 0.2% p.a. on Challenger’s standard annuity rates will be given to National Seniors members who invest in a Challenger annuity (new investments and reinvestments) via a financial adviser and upon presenting proof of National Seniors membership to Challenger. Your financial adviser should contact Challenger on 1800 621 009 to request a quote.

Challenger Life Company Limited ABN 44 072 486 938, AFSL 234670 (Challenger Life) issues Challenger’s annuities. Before making an investment decision about annuities, consider the current product disclosure statement (available from your financial adviser or our website www.challenger.com.au) and the appropriateness of the annuity to your circumstances (including the risks). Challenger Life’s obligation to make payments under an annuity is a contractual obligation and is subject to the terms and conditions of the applicable annuity and the Life Insurance Act (Act). The payment obligations of Challenger Life are limited to the available assets of the Challenger Life Statutory Fund No. 2, except if otherwise provided under the Act.