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Features and benefits available under our Home Insurance policies:

What you are insured for? Features and benefits	Prestige Home	Classic Home
Insured Events cover	No	Yes
Accidental loss or damage	Yes	No
Accidental breakage of glass	Yes	Yes
Additional cost of temporary accommodation	Yes - Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'	Yes - Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'
Automatic indexation of sum insured	Yes	Yes
Compensation for death	Yes - Up to $10,000	Yes - Up to $10,000
Contents in open air at the risk address	Yes - Sub-limits for selected contents based on insured loss or damage	Yes - Sub-limits for selected contents based on insured events loss or damage
Contents in safe deposit box – Accidental loss or damage, excluding theft	Yes - Up to 20% of contents sum insured	Yes - Up to 20% of contents sum insured
Credit cards - cover for loss or theft	Yes - Up to $5,000	Yes - Up to $5,000
Fusion of electric motors	Yes - Motors up to 12 years old	Yes - Motors up to 10 years old
Guests', visitors' and domestic helpers' property	Yes - Up to $5,000	Yes - Up to $5,000
Landlords' contents	No	Yes - Up to $10,000
Legal liability cover	Yes - Up to $20,000,000	Yes - Up to $20,000,000
Modifications to buildings for paraplegia & quadriplegia	Yes - Up to $10,000	Yes - Up to $10,000
Replacement of locks and cylinders	Yes - Up to $2,000	Yes - Up to $1,000
Security firm attendance	Yes - Up to $500	Yes - Up to $500
Spoilage of refrigerated / freezer food	Yes - No specified limit	Yes - Up to $500
Temporary removal of Contents from your risk address	Yes - Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing / or up to $7,500 for contents anywhere else in Australia or NZ.	Yes - Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing
Title deeds	Yes - Up to $2,000	Yes - Up to $2,000
Veterinary costs	Yes - Up to $500	Yes - Up to $500
Identity theft	Yes - Up to $5,000	Yes - Up to $5,000
Guaranteed renewal	Yes	Yes

For full details of conditions and exclusions of all our cover options, please refer to the Prestige Home Insurance and Classic Home Insurance Product Disclosure Statement.

Please note that the table above is current as at September 2011. Allianz will provide you with updated tables should there be any changes in the product features and benefits.

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National Seniors Australia Ltd ABN 89050523003 AR No. 282 736 arranges insurance as authorised representative of the insurer Allianz Australia Insurance Limited, ABN 15 000122 850, AFSL 234708 and if you purchase a policy it will receive a commission that is a percentage of the base ‎premium. Ask for more details before we provide you with our services. We do not provide advice on insurance based on any consideration of your objectives, financial situation or needs. Before making a decision please read the Product Disclosure Statement, available by calling National Seniors on 1300 505 099 or from above.