Home Building Cover Choices
Classic |
Prestige |
|
| Insured events | Yes | No |
| Accidental loss or damage | No | Yes |
| New for old replacement value | Yes | Yes |
| Legal liability | $20,000,000 | $20,000,000 |
| Automatic adjustment of sum insured in line with CPI | Yes | Yes |
| Rental costs after an insured event | Up to 10% of the building sum insured | |
| Professional rebuilding fees and removal of debris following damage |
Up to 10% of the building sum insured | |
| Accidental damage of fixed glass | Yes | Yes |
| Compensation for death (following house break-in or fire) | Cover up to $10,000 | Cover up to $10,000 |
| Fusion of electric motors | Yes | Yes |
| Replacement of locks and cylinders | Up to $1,000 | Up to $2,000 |
| Modification to building - paraplegia or quadriplegia | Up to $10,000 | Up to $10,000 |
| Continuation of cover when selling your building | Yes | Yes |
| Reinstatement of sum insured after loss | Yes | Yes |
^ Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. *If paying by the month total premium may vary slightly due to rounding and financial institution transaction fees may apply.
Terms, conditions and limits may apply, for full policy conditions please download and read the National Seniors Home Building insurance product disclosure statements of your choice above and our financial services guide (227kb) and consider your own circumstances before making your decision.
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